Pre-paid Legal Plans- What Services Are Offered?
Contemplating a pre-paid legal plan? He’s a run-down of the services
you’re most likely to receive and also some legal documents you need
to sign before you enroll.
Telephone and Office Consultation: You have unrestricted telephone
access to a panel of attorneys regarding any legal matter of
interest to you. You can also make brief consultation visits to your
lawyer for up to thirty minutes a day at no cost to you.
The one limitation placed on these two benefits is that you inquire
about a different legal matter.
This aspect of coverage provided by legal plans is one of the most
helpful because it promotes preventive law. Preventive law is very
similar to preventive medicine – it assists in anticipating
potential problems and taking the appropriate legal steps so that
unnecessary legal problems or risks are avoided. With a simple phone
call to your lawyer you can avoid getting caught up in a hellish
legal situation, and you may even identify legal rights you didn’t
even know you had.
Follow-Up Service: The panel of lawyers will make phone calls and
write letters on your behalf to unpleasant third parties. Such
follow-up service may be all it takes to answer many of your legal
problems.
Legal document review: Simple personal legal documents, such as your
insurance policies, sales contracts and leases will be reviewed. Any
questions of legal nature that you have about the documents will
also be answered by your attorney.
Drafting of wills: A will is a written document that regulates how
you want your property distributed after your death. Your attorney
will draft your will according to your state’s laws so that it’s
valid when you die. They will also advise you on any other issues
you might want to consider, such as appointing a guardian and
establishing a trust.
Price cut on regular fees: Any additional services not covered in
the written fee agreement will be at normal price – either hourly or
flat – with a discount between 20 to 30%. These services generally
include family matters, such as custody and
divorce, and court
representation, such as
lawsuits and traffic tickets.
Some of the legal paperwork you will need to read cautiously, agree
on, and sign include the following:
Written fee agreement: This is an agreement that outlines what
services are given in the plan, the cost and the methods of payment.
Grievance procedure: This document lays out the procedures that will
be taken by the provider to solve any complaints about attorneys or
disputes regarding service fees.
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